Rates & Disclosures

LoanMatch Today is not a lender, does not make loans or credit decisions, and does not charge you any fee for submitting a request. We pass your request to a network of lenders and lending partners. If a lender offers you a loan, the lender sets the rate, fees and terms.

Representative APRs

Some states have laws limiting the Annual Percentage Rate (APR) a lender can charge. APRs for cash advance loans range from 200% to 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state without limiting laws, or from a bank not governed by state laws, may have a higher APR. The APR depends on the amount, cost and term of your loan and on your repayment schedule.

Before you sign

The lender is legally required to show you the APR and all other terms before you sign a loan agreement. You are never required to accept an offer.

Late or missed payments

Late or missed payments may result in additional fees set by your lender, collection activity, and reporting to credit bureaus, which can affect your credit score. Ask your lender about its renewal and late payment policies before you accept a loan.

Availability

This service is not available in every state, and not every request is approved. Lenders may verify your information and check your credit with consumer reporting agencies.